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The inclusion of your time-varying covariates into survival Examination has led to higher predictions of the time to default in behavioural credit rating scoring styles. Even so, when these time-different covariates are endogenous, There are 2 important issues: estimation bias with the survival model and deficiency of a prediction framework for lon
For Westpac issued products and solutions, circumstances, charges and rates apply. These may possibly modify or we may well introduce new ones Later on. Complete information are offered on ask for. Lending requirements apply to acceptance of credit score goods. This information would not acquire your own objectives, instances or requires under cons